Yes, it has clearly been pulled up, passed her belly button (I feel ridiculous saying that). That's my point. It's incredibly unrealistic. It doesn't look seductive, it makes her look stupid. At least, to me. :c
He means that the waistline is typically worn that high but the bottom portion of the skirt has been pulled up. It's not uncommon for the waistband to be worn at that height, only a lot of the time it's covered by a top.